Chase Sapphire Reserve® Review 2026

Chase · Visa S-Tier Premium travelers
Apply Now →
via Chase secure site
Signup Bonus
125K pts
Worth ~$2,500
Annual Fee
$795
Credit Score
760+
Excellent
Regular APR
19.99%
None
CardTier Score S
Updated March 2026 · Spend: $6,000 in 3 mo · Foreign fees: No

Chase Sapphire Reserve® Review 2026

The Chase Sapphire Reserve® is a travel rewards card from Chase that earns 3X on Travel, Dining. Premium travel perks with a $300 annual travel credit.

The signup bonus of 125K pts is valued at approximately $2,500, requiring $6,000 in spending within 3 mo. The annual fee is $795.

The flat 3X earning rate simplifies rewards — no categories to track, no activation required.

Notable perks include: $300 Annual Travel Credit, $500 The Edit Hotel Credit, Priority Pass Lounges, Global Entry or TSA PreCheck. These benefits help offset the annual fee for regular users.

Points are transferable to United, Hyatt, Marriott, Air Canada, and more — unlocking premium travel redemption values beyond standard cash back rates.

CardTier Bottom Line: The Chase Sapphire Reserve® earns a S-Tier rating with $2,500 in first-year value. Best suited for: Premium travelers. No foreign transaction fees make it a solid travel companion.

Rewards Earning Rates

Travel, Dining 3X

Key Benefits & Perks

$300 Annual Travel Credit
$500 The Edit Hotel Credit
Priority Pass Lounges
Global Entry or TSA PreCheck
3X on Travel and Dining
No Foreign Tx Fee
Trip Cancellation Insurance

Transfer Partners

UnitedHyattMarriottAir CanadaVirgin
Apply for Chase Sapphire Reserve®
125K pts bonus · $795 annual fee · 760+ credit score required
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Rates and fees subject to change. CardTier may receive compensation if you apply through our links.

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