The Discover it® Cash Back is a cash back card from Discover that earns 5% on Rotating. 5% rotating categories with first-year cash back match.
The signup bonus of MATCH is matched after your first year of card membership, requiring — in spending within the qualifying period. With no annual fee, this card provides strong value with zero financial commitment.
Earning rates are tiered: 5% on Rotating, 1% on Everything. This structure rewards rotating effectively.
Notable perks include: 5% Rotating Categories, Cashback Match First Year, No Annual Fee, Free FICO Score. These benefits are exceptional for a no-annual-fee card.
CardTier Bottom Line: The Discover it® Cash Back earns a D-Tier rating with match value in first-year value. Best suited for: Rotating. No foreign transaction fees make it a solid travel companion.